Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$387,195	$387,195	$413,100
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$25,905	$0
Funding fee	$0	$0	$0
Note rate	6.250%	6.250%	7.240%
Blended rate	6.800%	6.938%	7.480%
1st payment	$2,465.25	$2,465.25	$2,815.27
2nd payment	$0.00	$194.29	$0.00
Taxes / mo	$166.50	$166.50	$166.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$183.51	$183.51	$82.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,981.92	$3,176.21	$3,231.06
Cash to close	$71,805	$45,900	$45,900