Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$361,629	$359,910
Remaining term (yrs)	26.1	30.0
Secondary amount	$0	$0
Funding fee	$1,808	$0
Note rate	3.99%	7.24%
Blended rate	3.99%	7.48%
1st payment	$1,857.41	$2,452.78
2nd payment	$0.00	$0.00
Taxes / mo	$171.42	$171.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$71.98
HOA / mo	$46.00	$46.00
Total monthly	$2,224.82	$2,892.18
Cash to close	$38,271	$39,990