Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$195,238	$195,238	$341,910
Remaining term (yrs)	22.3	22.3	30.0
Secondary amount	$0	$146,672	$0
Funding fee	$976	$976	$0
Note rate	4.460%	4.460%	7.240%
Blended rate	4.460%	5.979%	7.480%
1st payment	$1,149.33	$1,149.33	$2,330.11
2nd payment	$0.00	$977.81	$0.00
Taxes / mo	$116.83	$116.83	$116.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$68.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,416.16	$2,393.97	$2,665.33
Cash to close	$184,662	$37,990	$37,990