Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$252,511	$252,511	$278,999
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$26,489	$0
Funding fee	$0	$0	$0
Note rate	6.66%	6.66%	7.24%
Blended rate	7.21%	7.38%	7.48%
1st payment	$1,672.12	$1,672.12	$1,901.37
2nd payment	$0.00	$198.66	$0.00
Taxes / mo	$73.75	$73.75	$73.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$119.26	$119.26	$55.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,015.12	$2,213.79	$2,180.92
Cash to close	$57,488	$31,000	$31,000