Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$136,890	$136,890	$418,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$281,610	$0
Funding fee	$684	$684	$0
Note rate	2.720%	2.720%	7.240%
Blended rate	2.720%	6.105%	7.480%
1st payment	$638.37	$638.37	$2,852.07
2nd payment	$0.00	$1,818.73	$0.00
Taxes / mo	$128.17	$128.17	$128.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$83.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$933.20	$2,751.93	$3,230.60
Cash to close	$328,110	$46,500	$46,500