Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$175,981	$175,981	$562,410
Remaining term (yrs)	17.7	17.7	30.0
Secondary amount	$0	$386,429	$0
Funding fee	$0	$0	$0
Note rate	4.14%	4.14%	7.24%
Blended rate	4.99%	6.886%	7.48%
1st payment	$1,167.98	$1,167.98	$3,832.81
2nd payment	$0.00	$2,495.69	$0.00
Taxes / mo	$322.25	$322.25	$322.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$170.40	$170.40	$112.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,827.30	$4,322.98	$4,434.21
Cash to close	$448,919	$62,490	$62,490