Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$70,546	$70,546	$225,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$154,454	$0
Funding fee	$0	$0	$0
Note rate	3.000%	3.000%	7.240%
Blended rate	3.850%	6.699%	7.480%
1st payment	$341.50	$341.50	$1,533.37
2nd payment	$0.00	$1,029.69	$0.00
Taxes / mo	$104.83	$104.83	$104.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$57.38	$57.38	$45.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$653.71	$1,683.40	$1,833.20
Cash to close	$179,454	$25,000	$25,000