Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$213,632	$213,632	$449,910
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$236,278	$0
Funding fee	$0	$0	$0
Note rate	2.740%	2.740%	7.240%
Blended rate	3.590%	5.775%	7.480%
1st payment	$1,000.81	$1,000.81	$3,066.13
2nd payment	$0.00	$1,525.96	$0.00
Taxes / mo	$99.83	$99.83	$99.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$173.88	$173.88	$89.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,441.19	$2,967.15	$3,422.61
Cash to close	$286,268	$49,990	$49,990