Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$527,944	$495,000
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$2,640	$0
Note rate	6.44%	7.24%
Blended rate	6.44%	7.48%
1st payment	$3,391.89	$3,373.42
2nd payment	$0.00	$0.00
Taxes / mo	$93.50	$93.50
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$99.00
HOA / mo	$137.00	$137.00
Total monthly	$3,789.05	$3,869.58
Cash to close	$22,056	$55,000