Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$138,315	$138,315	$256,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$118,185	$0
Funding fee	$0	$0	$0
Note rate	3.15%	3.15%	7.24%
Blended rate	4%	5.843%	7.48%
1st payment	$689.89	$689.89	$1,748.04
2nd payment	$0.00	$787.90	$0.00
Taxes / mo	$98.33	$98.33	$98.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$113.71	$113.71	$51.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,051.94	$1,839.84	$2,047.68
Cash to close	$146,685	$28,500	$28,500