Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$272,145	$272,145	$354,510
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$82,365	$0
Funding fee	$0	$0	$0
Note rate	6.6%	6.6%	7.24%
Blended rate	7.15%	7.58%	7.48%
1st payment	$1,793.55	$1,793.55	$2,415.98
2nd payment	$0.00	$617.74	$0.00
Taxes / mo	$267.25	$267.25	$267.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$128.71	$128.71	$70.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,339.51	$2,957.25	$2,904.13
Cash to close	$121,755	$39,390	$39,390