Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$236,736$236,736$373,500
Remaining term (yrs)23.623.630.0
Secondary amount$0$136,764$0
Funding fee$1,184$1,184$0
Note rate3.26%3.26%7.24%
Blended rate3.26%4.996%7.48%
1st payment$1,197.17$1,197.17$2,545.40
2nd payment$0.00$911.76$0.00
Taxes / mo$173.42$173.42$173.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$28.00$28.00$28.00
Total monthly$1,548.58$2,460.34$2,971.51
Cash to close$178,264$41,500$41,500