Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$436,078$436,078$449,910
Remaining term (yrs)26.226.230.0
Secondary amount$0$38,827$0
Funding fee$2,180$2,180$0
Note rate6.31%6.31%7.24%
Blended rate6.31%6.765%7.48%
1st payment$2,833.22$2,833.22$3,066.13
2nd payment$0.00$384.23$0.00
Taxes / mo$292.83$292.83$292.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$2.00$2.00$2.00
Total monthly$3,294.72$3,678.94$3,617.61
Cash to close$63,822$24,995$49,990