Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$186,911	$186,911	$202,500
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$26,839	$0
Funding fee	$935	$935	$0
Note rate	6.5%	6.5%	7.24%
Blended rate	6.5%	7.175%	7.48%
1st payment	$1,208.08	$1,208.08	$1,380.03
2nd payment	$0.00	$265.59	$0.00
Taxes / mo	$111.33	$111.33	$111.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$40.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,469.41	$1,735.01	$1,681.87
Cash to close	$38,089	$11,250	$22,500