Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$524,082$524,082$527,850
Remaining term (yrs)25.525.530.0
Secondary amount$0$33,093$0
Funding fee$2,620$2,620$0
Note rate3.890%3.890%7.240%
Blended rate3.890%4.364%7.480%
1st payment$2,697.73$2,697.73$3,597.29
2nd payment$0.00$327.48$0.00
Taxes / mo$141.33$141.33$141.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$105.57
HOA / mo$0.00$0.00$0.00
Total monthly$3,005.73$3,333.21$4,010.86
Cash to close$62,418$29,325$58,650