Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$242,550	$242,550	$287,910
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$45,360	$0
Funding fee	$0	$0	$0
Note rate	4%	4%	7.24%
Blended rate	4.85%	5.504%	7.48%
1st payment	$1,265.67	$1,265.67	$1,962.10
2nd payment	$0.00	$340.20	$0.00
Taxes / mo	$84.33	$84.33	$84.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$187.79	$187.79	$57.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,687.79	$2,027.99	$2,254.02
Cash to close	$77,350	$31,990	$31,990