Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$278,537$278,537$1,035,000
Remaining term (yrs)20.920.930.0
Secondary amount$0$756,463$0
Funding fee$0$0$0
Note rate3.89%3.89%7.24%
Blended rate4.74%6.94%7.48%
1st payment$1,619.25$1,619.25$7,053.51
2nd payment$0.00$4,885.49$0.00
Taxes / mo$455.08$455.08$455.08
Insurance / mo$216.67$216.67$216.67
MI / mo$243.47$243.47$207.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,534.47$7,419.96$7,932.26
Cash to close$871,463$115,000$115,000