Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$272,508	$272,508	$335,250
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$62,742	$0
Funding fee	$1,363	$1,363	$0
Note rate	6.690%	6.690%	7.240%
Blended rate	6.690%	7.122%	7.480%
1st payment	$1,807.90	$1,807.90	$2,284.72
2nd payment	$0.00	$470.57	$0.00
Taxes / mo	$106.92	$106.92	$106.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.05
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,064.82	$2,535.38	$2,608.69
Cash to close	$99,992	$37,250	$37,250