Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$414,483$414,483$458,999
Remaining term (yrs)25.625.630.0
Secondary amount$0$44,516$0
Funding fee$2,072$2,072$0
Note rate4.980%4.980%7.240%
Blended rate4.980%5.370%7.480%
1st payment$2,386.63$2,386.63$3,128.07
2nd payment$0.00$333.87$0.00
Taxes / mo$284.75$284.75$284.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,838.05$3,171.92$3,671.29
Cash to close$95,516$51,000$51,000