Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$194,741	$194,741	$265,950
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$71,209	$0
Funding fee	$974	$974	$0
Note rate	3.02%	3.02%	7.24%
Blended rate	3.02%	4.621%	7.48%
1st payment	$929.67	$929.67	$1,812.44
2nd payment	$0.00	$534.07	$0.00
Taxes / mo	$155.00	$155.00	$155.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.19
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,234.67	$1,768.74	$2,170.63
Cash to close	$100,759	$29,550	$29,550