Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$452,001	$452,001	$607,410
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$155,409	$0
Funding fee	$2,260	$2,260	$0
Note rate	2.900%	2.900%	7.240%
Blended rate	2.900%	4.205%	7.480%
1st payment	$2,129.70	$2,129.70	$4,139.49
2nd payment	$0.00	$1,036.06	$0.00
Taxes / mo	$223.00	$223.00	$223.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$121.48
HOA / mo	$105.00	$105.00	$105.00
Total monthly	$2,624.37	$3,660.43	$4,755.64
Cash to close	$222,899	$67,490	$67,490