Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$715,945	$715,945	$989,100
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$273,155	$0
Funding fee	$3,580	$3,580	$0
Note rate	2.65%	2.65%	7.24%
Blended rate	2.65%	4.058%	7.48%
1st payment	$3,321.29	$3,321.29	$6,740.70
2nd payment	$0.00	$1,764.12	$0.00
Taxes / mo	$445.75	$445.75	$445.75
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$197.82
HOA / mo	$94.00	$94.00	$94.00
Total monthly	$4,077.70	$5,841.83	$7,694.93
Cash to close	$383,055	$109,900	$109,900