Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$244,522	$244,522	$517,500
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$272,978	$0
Funding fee	$1,223	$1,223	$0
Note rate	4.420%	4.420%	7.240%
Blended rate	4.420%	6.177%	7.480%
1st payment	$1,463.20	$1,463.20	$3,526.75
2nd payment	$0.00	$1,762.98	$0.00
Taxes / mo	$272.00	$272.00	$272.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$103.50
HOA / mo	$16.67	$16.67	$16.67
Total monthly	$1,918.54	$3,681.52	$4,085.59
Cash to close	$330,478	$57,500	$57,500