Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$727,383$727,383$809,100
Remaining term (yrs)29.429.430.0
Secondary amount$0$81,717$0
Funding fee$3,637$3,637$0
Note rate4.25%4.25%7.24%
Blended rate4.25%4.73%7.48%
1st payment$3,608.38$3,608.38$5,514.00
2nd payment$0.00$612.88$0.00
Taxes / mo$98.17$98.17$98.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.82
HOA / mo$0.00$0.00$0.00
Total monthly$3,923.21$4,536.09$5,990.65
Cash to close$171,617$89,900$89,900