Coya Beaston

(615) 969-3457

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$157,086$157,086$193,500
Remaining term (yrs)24.724.730.0
Secondary amount$0$36,414$0
Funding fee$785$785$0
Note rate3%3%7.24%
Blended rate3%4.129%7.48%
1st payment$749.98$749.98$1,318.70
2nd payment$0.00$273.10$0.00
Taxes / mo$137.50$137.50$137.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$38.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,037.48$1,310.58$1,644.90
Cash to close$57,914$21,500$21,500