Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$194,451	$194,451	$314,999
Remaining term (yrs)	22.3	22.3	30.0
Secondary amount	$0	$120,548	$0
Funding fee	$0	$0	$0
Note rate	4.400%	4.400%	7.240%
Blended rate	5.250%	6.302%	7.480%
1st payment	$1,138.26	$1,138.26	$2,146.71
2nd payment	$0.00	$803.65	$0.00
Taxes / mo	$121.58	$121.58	$121.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$161.01	$161.01	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,570.85	$2,374.50	$2,481.30
Cash to close	$155,548	$35,000	$35,000