Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$55,158	$55,158	$629,100
Remaining term (yrs)	4.7	4.7	30.0
Secondary amount	$0	$573,942	$0
Funding fee	$0	$0	$0
Note rate	7.200%	7.200%	7.240%
Blended rate	8.050%	7.776%	7.480%
1st payment	$1,128.87	$1,128.87	$4,287.30
2nd payment	$0.00	$3,706.71	$0.00
Taxes / mo	$229.33	$229.33	$229.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$117.80	$117.80	$125.82
HOA / mo	$33.42	$33.42	$33.42
Total monthly	$1,676.09	$5,382.80	$4,842.54
Cash to close	$643,842	$69,900	$69,900