Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$332,140	$332,140	$431,910
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$99,770	$0
Funding fee	$1,661	$1,661	$0
Note rate	2.77%	2.77%	7.24%
Blended rate	2.77%	4.209%	7.48%
1st payment	$1,525.06	$1,525.06	$2,943.46
2nd payment	$0.00	$748.28	$0.00
Taxes / mo	$281.17	$281.17	$281.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$86.38
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$2,012.89	$2,761.17	$3,517.67
Cash to close	$147,760	$47,990	$47,990