Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$392,551$392,551$539,910
Remaining term (yrs)25.225.230.0
Secondary amount$0$147,359$0
Funding fee$1,963$1,963$0
Note rate2.98%2.98%7.24%
Blended rate2.98%4.35%7.48%
1st payment$1,845.06$1,845.06$3,679.48
2nd payment$0.00$982.39$0.00
Taxes / mo$168.92$168.92$168.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.98
HOA / mo$0.00$0.00$0.00
Total monthly$2,180.64$3,163.03$4,123.04
Cash to close$207,349$59,990$59,990