Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$152,861	$152,861	$294,300
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$141,439	$0
Funding fee	$0	$0	$0
Note rate	4.070%	4.070%	7.240%
Blended rate	4.920%	6.400%	7.480%
1st payment	$857.58	$857.58	$2,005.65
2nd payment	$0.00	$942.93	$0.00
Taxes / mo	$167.33	$167.33	$167.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$126.17	$126.17	$58.86
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,301.08	$2,244.01	$2,381.84
Cash to close	$174,139	$32,700	$32,700