Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$117,939	$117,939	$333,000
Remaining term (yrs)	16.7	16.7	30.0
Secondary amount	$0	$215,061	$0
Funding fee	$590	$590	$0
Note rate	3.420%	3.420%	7.240%
Blended rate	3.420%	6.216%	7.480%
1st payment	$771.60	$771.60	$2,269.39
2nd payment	$0.00	$1,388.94	$0.00
Taxes / mo	$182.50	$182.50	$182.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$66.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,104.10	$2,493.03	$2,668.49
Cash to close	$252,061	$37,000	$37,000