Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$260,880	$260,880	$306,000
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$45,120	$0
Funding fee	$0	$0	$0
Note rate	3.56%	3.56%	7.24%
Blended rate	4.41%	5.087%	7.48%
1st payment	$1,301.08	$1,301.08	$2,085.38
2nd payment	$0.00	$338.40	$0.00
Taxes / mo	$175.00	$175.00	$175.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$203.71	$203.71	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,829.79	$2,168.19	$2,471.58
Cash to close	$79,120	$34,000	$34,000