Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$339,931$339,931$469,800
Remaining term (yrs)29.729.730.0
Secondary amount$0$129,869$0
Funding fee$1,700$1,700$0
Note rate6.490%6.490%7.240%
Blended rate6.490%6.907%7.480%
1st payment$2,150.27$2,150.27$3,201.68
2nd payment$0.00$865.79$0.00
Taxes / mo$435.00$435.00$435.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.96
HOA / mo$83.00$83.00$83.00
Total monthly$2,834.94$3,700.73$3,980.30
Cash to close$182,069$52,200$52,200