Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$347,385	$338,310
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$1,737	$0
Note rate	5.000%	7.240%
Blended rate	5.000%	7.480%
1st payment	$2,004.35	$2,305.58
2nd payment	$0.00	$0.00
Taxes / mo	$250.67	$250.67
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$67.66
HOA / mo	$35.00	$35.00
Total monthly	$2,440.02	$2,808.91
Cash to close	$28,515	$37,590