Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$114,077	$114,077	$315,000
Remaining term (yrs)	13.7	13.7	30.0
Secondary amount	$0	$200,923	$0
Funding fee	$0	$0	$0
Note rate	4.740%	4.740%	7.240%
Blended rate	5.590%	6.968%	7.480%
1st payment	$938.27	$938.27	$2,146.72
2nd payment	$0.00	$1,297.63	$0.00
Taxes / mo	$191.25	$191.25	$191.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$127.55	$127.55	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,407.07	$2,704.70	$2,550.97
Cash to close	$235,923	$35,000	$35,000