Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$218,317	$218,317	$468,000
Remaining term (yrs)	22.3	22.3	30.0
Secondary amount	$0	$249,683	$0
Funding fee	$1,092	$1,092	$0
Note rate	4.450%	4.450%	7.240%
Blended rate	4.450%	6.211%	7.480%
1st payment	$1,283.98	$1,283.98	$3,189.41
2nd payment	$0.00	$1,612.54	$0.00
Taxes / mo	$156.50	$156.50	$156.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$93.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,607.15	$3,219.68	$3,606.18
Cash to close	$301,683	$52,000	$52,000