Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$108,702	$108,702	$243,000
Remaining term (yrs)	19.7	19.7	30.0
Secondary amount	$0	$134,298	$0
Funding fee	$544	$544	$0
Note rate	3.54%	3.54%	7.24%
Blended rate	3.54%	6.005%	7.48%
1st payment	$636.32	$636.32	$1,656.04
2nd payment	$0.00	$895.32	$0.00
Taxes / mo	$55.33	$55.33	$55.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$48.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$841.66	$1,736.98	$1,909.97
Cash to close	$161,298	$27,000	$27,000