Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$108,456	$108,456	$368,999
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$260,543	$0
Funding fee	$0	$0	$0
Note rate	2.680%	2.680%	7.240%
Blended rate	3.530%	6.510%	7.480%
1st payment	$506.01	$506.01	$2,514.72
2nd payment	$0.00	$1,682.67	$0.00
Taxes / mo	$78.33	$78.33	$78.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$88.60	$88.60	$73.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$822.94	$2,505.61	$2,816.86
Cash to close	$301,543	$41,000	$41,000