Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$346,171$345,600
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$1,731$0
Note rate6.750%7.240%
Blended rate6.750%7.480%
1st payment$2,269.44$2,355.26
2nd payment$0.00$0.00
Taxes / mo$117.92$117.92
Insurance / mo$150.00$150.00
MI / mo$0.00$69.12
HOA / mo$42.00$42.00
Total monthly$2,579.36$2,734.29
Cash to close$37,829$38,400