Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$259,071	$259,071	$339,750
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$80,679	$0
Funding fee	$0	$0	$0
Note rate	6.940%	6.940%	7.240%
Blended rate	7.490%	7.849%	7.480%
1st payment	$1,755.60	$1,755.60	$2,315.39
2nd payment	$0.00	$605.09	$0.00
Taxes / mo	$187.42	$187.42	$187.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$121.68	$121.68	$67.95
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,214.70	$2,819.79	$2,720.76
Cash to close	$118,429	$37,750	$37,750