Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$275,287	$275,287	$287,910
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$28,618	$0
Funding fee	$0	$0	$0
Note rate	6.600%	6.600%	7.240%
Blended rate	7.150%	7.595%	7.480%
1st payment	$1,812.29	$1,812.29	$1,962.10
2nd payment	$0.00	$283.20	$0.00
Taxes / mo	$108.50	$108.50	$108.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$130.06	$130.06	$57.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,200.85	$2,484.05	$2,278.18
Cash to close	$44,613	$15,995	$31,990