Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$155,648	$155,648	$220,500
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$64,852	$0
Funding fee	$778	$778	$0
Note rate	3.730%	3.730%	7.240%
Blended rate	3.730%	5.280%	7.480%
1st payment	$844.72	$844.72	$1,502.70
2nd payment	$0.00	$486.39	$0.00
Taxes / mo	$99.50	$99.50	$99.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$44.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,094.22	$1,580.61	$1,796.30
Cash to close	$89,352	$24,500	$24,500