Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$318,107	$306,000
Remaining term (yrs)	27.5	30.0
Secondary amount	$0	$0
Funding fee	$1,591	$0
Note rate	6.79%	7.24%
Blended rate	6.79%	7.48%
1st payment	$2,128.84	$2,085.38
2nd payment	$0.00	$0.00
Taxes / mo	$137.67	$137.67
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$61.20
HOA / mo	$48.00	$48.00
Total monthly	$2,464.50	$2,482.25
Cash to close	$21,893	$34,000