Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$137,190	$137,190	$283,500
Remaining term (yrs)	21.6	21.6	30.0
Secondary amount	$0	$146,310	$0
Funding fee	$686	$686	$0
Note rate	4.47%	4.47%	7.24%
Blended rate	4.47%	6.292%	7.48%
1st payment	$824.70	$824.70	$1,932.05
2nd payment	$0.00	$975.40	$0.00
Taxes / mo	$154.75	$154.75	$154.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$56.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,129.45	$2,104.84	$2,293.50
Cash to close	$177,810	$31,500	$31,500