Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$278,798	$278,798	$387,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$108,202	$0
Funding fee	$1,394	$1,394	$0
Note rate	3.000%	3.000%	7.240%
Blended rate	3.000%	4.398%	7.480%
1st payment	$1,328.05	$1,328.05	$2,637.40
2nd payment	$0.00	$721.35	$0.00
Taxes / mo	$55.50	$55.50	$55.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,533.55	$2,254.90	$2,920.30
Cash to close	$151,202	$43,000	$43,000