Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$296,526	$296,526	$332,910
Remaining term (yrs)	28.8	28.8	30.0
Secondary amount	$0	$36,384	$0
Funding fee	$1,483	$1,483	$0
Note rate	6.75%	6.75%	7.24%
Blended rate	6.75%	6.996%	7.48%
1st payment	$1,945.79	$1,945.79	$2,268.78
2nd payment	$0.00	$272.88	$0.00
Taxes / mo	$89.83	$89.83	$89.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$66.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,185.63	$2,458.50	$2,575.19
Cash to close	$73,374	$36,990	$36,990