Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$424,330$396,000
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$2,122$0
Note rate6.810%7.240%
Blended rate6.810%7.480%
1st payment$2,819.81$2,698.73
2nd payment$0.00$0.00
Taxes / mo$137.92$137.92
Insurance / mo$150.00$150.00
MI / mo$0.00$79.20
HOA / mo$0.00$0.00
Total monthly$3,107.73$3,065.85
Cash to close$15,670$44,000