Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$230,891	$230,891	$274,500
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$43,609	$0
Funding fee	$1,154	$1,154	$0
Note rate	2.810%	2.810%	7.240%
Blended rate	2.810%	3.793%	7.480%
1st payment	$1,084.77	$1,084.77	$1,870.71
2nd payment	$0.00	$327.07	$0.00
Taxes / mo	$165.25	$165.25	$165.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.90
HOA / mo	$195.00	$195.00	$195.00
Total monthly	$1,595.02	$1,922.09	$2,435.86
Cash to close	$74,109	$30,500	$30,500