Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$469,172$468,000
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$2,346$0
Note rate4.750%7.240%
Blended rate4.750%7.480%
1st payment$2,634.31$3,189.41
2nd payment$0.00$0.00
Taxes / mo$207.75$207.75
Insurance / mo$166.67$166.67
MI / mo$0.00$93.60
HOA / mo$43.00$43.00
Total monthly$3,051.73$3,700.43
Cash to close$50,828$52,000