Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$123,382	$123,382	$382,491
Remaining term (yrs)	18.2	18.2	30.0
Secondary amount	$0	$259,109	$0
Funding fee	$0	$0	$0
Note rate	3.87%	3.87%	7.24%
Blended rate	4.72%	6.773%	7.48%
1st payment	$783.98	$783.98	$2,606.67
2nd payment	$0.00	$1,673.41	$0.00
Taxes / mo	$78.42	$78.42	$78.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$118.17	$118.17	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,130.56	$2,803.97	$2,911.58
Cash to close	$301,608	$42,499	$42,499